Overwhelmed by debt and need a fresh start. Tell us what happened and we will help connect you with an independent attorney who handles bankruptcy & debt relief matters in your area.
Get My Free Case ReviewBankruptcy is a legal tool that can discharge debt, stop collections, foreclosures, and garnishments, and give you a fresh start. A bankruptcy attorney can tell you whether Chapter 7 or Chapter 13 fits your situation and what property you can protect.
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No. Federal and state exemptions protect many assets, and most Chapter 7 filers keep their essential property. Chapter 13 lets you keep assets while repaying over time.
Yes. Filing triggers an automatic stay that immediately halts most collections, lawsuits, garnishments, and foreclosure sales.
Chapter 7 typically reports for up to ten years and Chapter 13 up to seven, but many filers see their credit begin to recover well before that because their debt burden is resolved.
It is free, confidential, and there is no obligation to hire anyone.
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